Picture this: Ali just finished a 10-hour shift stacking boxes in a Klang Valley warehouse. He clocks out, hops on his motorcycle, and heads home. Halfway there, a car cuts into his lane. He swerves, skids, and ends up in the hospital with a broken arm.
Here’s the hard truth many Malaysian warehouse workers don’t know: until recently, that kind of accident — happening after work, with nothing to do with the job itself — was Ali’s problem alone. PERKESO would step in if he got hurt on the warehouse floor. But the ride home? He was on his own.
That gap just closed. It’s called LINDUNG 24 JAM, and if you work in a warehouse — or you manage a team of people who do — this is one of those quiet government initiatives that deserves five minutes of your attention.
Skim Kemalangan Bukan Bencana Kerja
LINDUNG 24 JAM (officially the Skim Kemalangan Bukan Bencana Kerja, or Non-Employment Injury Scheme) is a PERKESO protection scheme, effective 1 June 2026, that covers eligible Malaysian employees for accidents that happen outside working hours and unrelated to their job — at home, on the road, during a holiday, anywhere within Malaysia.
Table of contents
What Is LINDUNG 24 JAM, Really?
Think of your PERKESO protection like a shield. For years, that shield only covered you from clock-in to clock-out — the moment you started work to the moment you finished, plus the journey to and from the warehouse. The second you got home, the shield came off.
LINDUNG 24 JAM stretches that shield to cover you all day, every day — even when you’re off duty, at home, or nowhere near a forklift. It sits under Malaysia’s Employees’ Social Security Act 1969, alongside schemes you may already know: the Employment Injury Scheme (for accidents at work) and the Invalidity Scheme.
In plain English, PERKESO simply defines it as an injury from an accident that has nothing to do with your job or your employment — the kind of thing that could happen to anyone, on any ordinary day off.
Why This Matters More for Warehouse Workers
Warehouse work is physical. You’re on your feet for hours, lifting, driving forklifts, working shifts that don’t always match a normal 9-to-5 clock. Malaysia’s Department of Occupational Safety and Health recorded 38,950 workplace injuries and 324 deaths in a single year — a reminder of why warehouses take safety rules seriously.
But here’s the part people miss: risk doesn’t disappear the moment you swipe out. A tiring shift often means a tired ride home. Long hours can mean less rest, more errands squeezed into off-days, and more time spent commuting between jobs, family, and home — exactly the hours LINDUNG 24 JAM was built for.
This scheme isn’t a replacement for warehouse safety rules. It’s the other half of the picture — protecting you in the many hours a day that PPE, safety briefings, and supervisors never reach.
What’s Covered (Real-Life Examples)
According to PERKESO’s official FAQ, accidents covered under LINDUNG 24 JAM include:
- Accidents at home — including falling out of bed or slipping in the bathroom
- Personal road accidents — riding, driving, or as a passenger, unrelated to work
- Travelling back to your hometown or returning from a festive break, alone or with family
- Family holidays or leisure trips anywhere within Malaysia
- Sports, recreation, or weekend futsal injuries
- Accidents while travelling to or performing religious worship
- Animal attacks, or accidents during the Qurban sacrificial ritual
If it happens inside Malaysia, outside your actual job duties, LINDUNG 24 JAM is designed to have your back.
What’s NOT Covered
To keep expectations honest, the scheme does not cover:
- Accidents that happen at work or in the course of your job — those already fall under the existing Employment Injury Scheme, no change there
- Accidents that happen outside Malaysia
- Illnesses such as stroke, cancer, diabetes, or heart disease — this is an accident scheme, not a medical insurance plan
- Fraudulent claims, or cases involving foreign workers misusing their work pass or permit
What Does It Cost?
Contributions are 100% paid by the employee. Employers don’t pay extra for this particular scheme — though they’re still responsible for deducting it and remitting it to PERKESO every month, much like the existing SOCSO deduction on your payslip.
| Phase | Rate | Period |
|---|---|---|
| Phase 1 | 0.75% | 1 June 2026 – 31 May 2028 |
| Phase 2 | 1.00% | 1 June 2028 – 31 May 2031 |
| Phase 3 | 1.25% | From 1 June 2031 onwards |
The deduction is capped at a monthly wage ceiling of RM6,000 — so even for higher earners, the contribution stays modest relative to the protection it buys.
Big Update: It’s Now Optional for Local Workers
Here’s where the story gets interesting — and where every warehouse worker and manager should pay attention.
When LINDUNG 24 JAM launched on 1 June 2026, it was mandatory for everyone — more than 9 million SOCSO contributors were automatically enrolled. But after public feedback about the added salary deduction, the Cabinet stepped in. From around early-to-mid July 2026, the Human Resources Ministry announced that participation would become voluntary, on an opt-out basis, for local employees.
What does “opt-out” actually mean? If you do nothing, you stay covered. If you want out, you have to actively submit an opt-out declaration (Notis Pelepasan Liabiliti) through PERKESO’s official channels. Once you opt out, PERKESO and your employer are no longer responsible for accidents covered by this scheme.
One detail matters a lot for warehouse teams specifically: this opt-out choice only applies to local employees. If your workforce includes foreign workers — very common in warehousing and logistics — the scheme remains mandatory for them, with no opt-out option, regardless of what local staff decide.
Human Resources Minister Datuk Seri R. Ramanan has publicly framed the scheme as a form of social protection rather than a burden, pointing to its low contribution rate relative to the coverage it provides. Whether a worker chooses to stay enrolled or opt out is a personal decision — one best made after actually reading the numbers, not just glancing at a payslip deduction.
What Can a Warehouse Manager Do?
You don’t need to be an HR specialist to help your team here. A few practical steps:
- Explain it clearly, don’t decide for them. Share the facts — what’s covered, what it costs, how opt-out works — and let each worker make their own choice.
- Know your grace period. PERKESO is giving employers a 6-month grace period from 1 June 2026 before enforcing scheme-specific penalties, though other existing payroll obligations still apply as normal.
- Double-check your foreign worker roster. Since the scheme stays mandatory for foreign employees regardless of the local opt-out change, make sure payroll deductions are applied correctly across your whole team.
- Point them to the source. If someone wants to opt out or has questions, PERKESO’s official LINDUNG 24 JAM page and FAQ are the most reliable references — not word-of-mouth on the warehouse floor.
FAQ
Do I need to sign up separately for LINDUNG 24 JAM? No. If you’re already registered under PERKESO through your employer, coverage is automatic — no extra registration needed.
I’m a foreign worker — does the new opt-out rule apply to me? No. The opt-out option is only for local employees. LINDUNG 24 JAM remains mandatory for foreign workers under existing legal provisions.
Does this scheme cover accidents that happen inside the warehouse? No. Workplace and commuting accidents are already covered under PERKESO’s existing Employment Injury Scheme. LINDUNG 24 JAM only covers accidents unrelated to your job.
If I opt out now, can I opt back in later? Check PERKESO’s official LINDUNG 24 JAM portal or ask your HR team — they can confirm the current process and timing for changing your status.
How much will actually come out of my salary? Starting at 0.75% of your monthly wage (capped at RM6,000), rising in phases to 1.25% by 2031. For most warehouse-level salaries, that works out to a modest monthly amount.
Conclusion
A warehouse runs on people who show up, lift, pack, and move — shift after shift, often before the sun’s even up. LINDUNG 24 JAM doesn’t change how hard that work is. But it does mean the moment you clock out isn’t automatically the moment your protection ends.
Whether your team ultimately chooses to stay enrolled or opt out, the worst outcome is not knowing the choice exists at all. Talk to your workers. Share this with your team. A five-minute conversation today could matter a lot on a bad day down the road.
This article is shared as a public-awareness resource by 8Stock, a Malaysian warehouse and inventory management platform built for local businesses — because the people running the warehouse floor matter as much as the systems that run it.
References
Primary source
- PERKESO — Skim Kemalangan Bukan Bencana Kerja (LINDUNG 24 JAM)
- PERKESO — Non-Employment Injury Scheme, English page
- PERKESO — Official FAQ: LINDUNG 24 Jam (PDF)
News coverage
- Astro Awani — Skim LINDUNG 24 Jam bukan beban, jaminan perlindungan – Ramanan
- Sinar Harian — Pekerja boleh pilih keluar skim LINDUNG 24 Jam mulai Isnin ini – PERKESO
HR / business explainers
- DataOn — LINDUNG 24 JAM SKBBK: SOCSO’s 24-Hour Protection Scheme
- E2 Workforce Consulting — PERKESO LINDUNG 24 Jam: HR Guide to New Employee Protection Scheme
Social media